Calhoun County, Alabama home prices
Typical home $170,425 · +4.4% in a year · property tax 0.42%
The typical home in Calhoun County is worth $170,425, 29% less than the Alabama typical home ($238,614). Values changed +4.4% in the past year and +14.0% over five years. Homeowners here pay a median 0.42% of their home's value in property tax each year ($711 on the typical home), versus 0.38% statewide.
Mortgage on the typical Calhoun County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,085 | $136,340 | $917 | $0 | $144 | $1,062 | $45,500 |
| 10% down | $17,042 | $153,382 | $1,032 | $64 | $144 | $1,240 | $53,100 |
| 5% down | $8,521 | $161,903 | $1,089 | $67 | $144 | $1,301 | $55,800 |
| 3.5% down (FHA) | $5,965 | $167,338 | $1,126 | $75 | $144 | $1,346 | $57,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the Anniston metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Geneva County | $165,106 | +2.8% | 0.34% |
| Franklin County | $175,986 | -1.8% | 0.32% |
| Clay County | $176,684 | +6.1% | 0.21% |
| Coffee County | $177,245 | -2.2% | 0.36% |
| Talladega County | $177,293 | -0.7% | 0.36% |
| Washington County | $163,494 | +0.8% | 0.23% |
| Montgomery County | $163,380 | +1.8% | 0.41% |
| Hale County | $178,463 | +5.8% | 0.32% |
| Dale County | $161,405 | +1.9% | 0.32% |
| Pike County | $161,037 | -2.9% | 0.27% |
Frequently asked questions
What is the average home price in Calhoun County, AL?
The typical home value in Calhoun County is $170,425 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Calhoun County?
About $45,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Calhoun County?
The median effective rate is 0.42% of home value a year (Census ACS 2024 5-year estimates).