Anniston, AL home prices
Typical home $170,423 · +4.4% in a year · income needed $45,500
The Anniston, AL metro area ranks 758 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.4% in a year and +14.0% over five years. With 20% down at 7.11%, the typical home costs about $1,062 a month including 0.42% property tax (Calhoun County rate).
Mortgage on the typical Anniston home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,085 | $136,339 | $917 | $0 | $144 | $1,062 | $45,500 |
| 10% down | $17,042 | $153,381 | $1,032 | $64 | $144 | $1,240 | $53,100 |
| 5% down | $8,521 | $161,902 | $1,089 | $67 | $144 | $1,301 | $55,800 |
| 3.5% down (FHA) | $5,965 | $167,337 | $1,126 | $75 | $144 | $1,345 | $57,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Anniston area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Calhoun County, AL | $170,425 | +4.4% | 0.42% |
What can you afford in Alabama on your salary? · Alabama home prices · Salaries in Alabama
Frequently asked questions
How much is a house in Anniston?
The typical home in the Anniston, AL metro area is worth $170,423 (Zillow, September 2026).
What salary do you need to buy a house in Anniston?
About $45,500 a year for the typical home with 20% down at 7.11%.