Dale County, Alabama home prices
Typical home $161,405 · +1.9% in a year · property tax 0.32%
The typical home in Dale County is worth $161,405, 32% less than the Alabama typical home ($238,614). Values changed +1.9% in the past year and +22.1% over five years. Homeowners here pay a median 0.32% of their home's value in property tax each year ($514 on the typical home), versus 0.38% statewide.
Mortgage on the typical Dale County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,281 | $129,124 | $869 | $0 | $124 | $992 | $42,500 |
| 10% down | $16,140 | $145,264 | $977 | $61 | $124 | $1,161 | $49,800 |
| 5% down | $8,070 | $153,335 | $1,031 | $64 | $124 | $1,219 | $52,200 |
| 3.5% down (FHA) | $5,649 | $158,482 | $1,066 | $71 | $124 | $1,261 | $54,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the Ozark metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pike County | $161,037 | -2.9% | 0.27% |
| Walker County | $161,006 | +3.3% | 0.26% |
| Montgomery County | $163,380 | +1.8% | 0.41% |
| Washington County | $163,494 | +0.8% | 0.23% |
| Marion County | $159,195 | +0.7% | 0.28% |
| Geneva County | $165,106 | +2.8% | 0.34% |
| Barbour County | $156,274 | +6.2% | 0.41% |
| Calhoun County | $170,425 | +4.4% | 0.42% |
| Escambia County | $149,519 | +4.9% | 0.39% |
| Covington County | $147,960 | -0.2% | 0.26% |
Frequently asked questions
What is the average home price in Dale County, AL?
The typical home value in Dale County is $161,405 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dale County?
About $42,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dale County?
The median effective rate is 0.32% of home value a year (Census ACS 2024 5-year estimates).