Geneva County, Alabama home prices
Typical home $165,106 · +2.8% in a year · property tax 0.34%
The typical home in Geneva County is worth $165,106, 31% less than the Alabama typical home ($238,614). Values changed +2.8% in the past year and +7.3% over five years. Homeowners here pay a median 0.34% of their home's value in property tax each year ($565 on the typical home), versus 0.38% statewide.
Mortgage on the typical Geneva County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,021 | $132,085 | $889 | $0 | $130 | $1,018 | $43,600 |
| 10% down | $16,511 | $148,596 | $1,000 | $62 | $130 | $1,191 | $51,000 |
| 5% down | $8,255 | $156,851 | $1,055 | $65 | $130 | $1,250 | $53,600 |
| 3.5% down (FHA) | $5,779 | $162,116 | $1,091 | $73 | $130 | $1,293 | $55,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.34% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the Dothan metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County | $163,494 | +0.8% | 0.23% |
| Montgomery County | $163,380 | +1.8% | 0.41% |
| Dale County | $161,405 | +1.9% | 0.32% |
| Pike County | $161,037 | -2.9% | 0.27% |
| Walker County | $161,006 | +3.3% | 0.26% |
| Calhoun County | $170,425 | +4.4% | 0.42% |
| Marion County | $159,195 | +0.7% | 0.28% |
| Barbour County | $156,274 | +6.2% | 0.41% |
| Franklin County | $175,986 | -1.8% | 0.32% |
| Clay County | $176,684 | +6.1% | 0.21% |
Frequently asked questions
What is the average home price in Geneva County, AL?
The typical home value in Geneva County is $165,106 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Geneva County?
About $43,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Geneva County?
The median effective rate is 0.34% of home value a year (Census ACS 2024 5-year estimates).