Washington County, Alabama home prices
Typical home $163,494 · +0.8% in a year · property tax 0.23%
The typical home in Washington County is worth $163,494, 31% less than the Alabama typical home ($238,614). Values changed +0.8% in the past year and +9.0% over five years. Homeowners here pay a median 0.23% of their home's value in property tax each year ($374 on the typical home), versus 0.38% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,699 | $130,795 | $880 | $0 | $113 | $993 | $42,500 |
| 10% down | $16,349 | $147,145 | $990 | $61 | $113 | $1,164 | $49,900 |
| 5% down | $8,175 | $155,319 | $1,045 | $65 | $113 | $1,222 | $52,400 |
| 3.5% down (FHA) | $5,722 | $160,533 | $1,080 | $72 | $113 | $1,265 | $54,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.23% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the Mobile metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Montgomery County | $163,380 | +1.8% | 0.41% |
| Geneva County | $165,106 | +2.8% | 0.34% |
| Dale County | $161,405 | +1.9% | 0.32% |
| Pike County | $161,037 | -2.9% | 0.27% |
| Walker County | $161,006 | +3.3% | 0.26% |
| Marion County | $159,195 | +0.7% | 0.28% |
| Calhoun County | $170,425 | +4.4% | 0.42% |
| Barbour County | $156,274 | +6.2% | 0.41% |
| Franklin County | $175,986 | -1.8% | 0.32% |
| Clay County | $176,684 | +6.1% | 0.21% |
Frequently asked questions
What is the average home price in Washington County, AL?
The typical home value in Washington County is $163,494 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $42,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 0.23% of home value a year (Census ACS 2024 5-year estimates).