Escambia County, Alabama home prices
Typical home $149,519 · +4.9% in a year · property tax 0.39%
The typical home in Escambia County is worth $149,519, 37% less than the Alabama typical home ($238,614). Values changed +4.9% in the past year and +12.9% over five years. Homeowners here pay a median 0.39% of their home's value in property tax each year ($581 on the typical home), versus 0.38% statewide.
Mortgage on the typical Escambia County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,904 | $119,616 | $805 | $0 | $123 | $928 | $39,800 |
| 10% down | $14,952 | $134,568 | $905 | $56 | $123 | $1,084 | $46,500 |
| 5% down | $7,476 | $142,043 | $956 | $59 | $123 | $1,138 | $48,800 |
| 3.5% down (FHA) | $5,233 | $146,811 | $988 | $66 | $123 | $1,177 | $50,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Covington County | $147,960 | -0.2% | 0.26% |
| Fayette County | $146,364 | +2.5% | 0.28% |
| Barbour County | $156,274 | +6.2% | 0.41% |
| Chambers County | $141,713 | +1.6% | 0.39% |
| Clarke County | $141,172 | +3.8% | 0.33% |
| Crenshaw County | $139,886 | +3.3% | 0.32% |
| Marion County | $159,195 | +0.7% | 0.28% |
| Lowndes County | $139,599 | +2.4% | 0.39% |
| Monroe County | $139,546 | +4.0% | 0.32% |
| Wilcox County | $139,501 | +4.0% | 0.32% |
Frequently asked questions
What is the average home price in Escambia County, AL?
The typical home value in Escambia County is $149,519 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Escambia County?
About $39,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Escambia County?
The median effective rate is 0.39% of home value a year (Census ACS 2024 5-year estimates).