Chambers County, Alabama home prices
Typical home $141,713 · +1.6% in a year · property tax 0.39%
The typical home in Chambers County is worth $141,713, 41% less than the Alabama typical home ($238,614). Values changed +1.6% in the past year and +6.9% over five years. Homeowners here pay a median 0.39% of their home's value in property tax each year ($546 on the typical home), versus 0.38% statewide.
Mortgage on the typical Chambers County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,343 | $113,370 | $763 | $0 | $116 | $879 | $37,700 |
| 10% down | $14,171 | $127,541 | $858 | $53 | $116 | $1,027 | $44,000 |
| 5% down | $7,086 | $134,627 | $906 | $56 | $116 | $1,078 | $46,200 |
| 3.5% down (FHA) | $4,960 | $139,146 | $936 | $63 | $116 | $1,115 | $47,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the LaGrange metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clarke County | $141,172 | +3.8% | 0.33% |
| Crenshaw County | $139,886 | +3.3% | 0.32% |
| Lowndes County | $139,599 | +2.4% | 0.39% |
| Monroe County | $139,546 | +4.0% | 0.32% |
| Wilcox County | $139,501 | +4.0% | 0.32% |
| Fayette County | $146,364 | +2.5% | 0.28% |
| Covington County | $147,960 | -0.2% | 0.26% |
| Escambia County | $149,519 | +4.9% | 0.39% |
| Pickens County | $133,872 | -2.2% | 0.29% |
| Marengo County | $133,531 | -2.9% | 0.38% |
Frequently asked questions
What is the average home price in Chambers County, AL?
The typical home value in Chambers County is $141,713 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Chambers County?
About $37,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Chambers County?
The median effective rate is 0.39% of home value a year (Census ACS 2024 5-year estimates).