Pickens County, Alabama home prices
Typical home $133,872 · -2.2% in a year · property tax 0.29%
The typical home in Pickens County is worth $133,872, 44% less than the Alabama typical home ($238,614). Values changed -2.2% in the past year and -0.7% over five years. Homeowners here pay a median 0.29% of their home's value in property tax each year ($393 on the typical home), versus 0.38% statewide.
Mortgage on the typical Pickens County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,774 | $107,098 | $720 | $0 | $100 | $820 | $35,100 |
| 10% down | $13,387 | $120,485 | $811 | $50 | $100 | $960 | $41,200 |
| 5% down | $6,694 | $127,179 | $856 | $53 | $100 | $1,008 | $43,200 |
| 3.5% down (FHA) | $4,686 | $131,448 | $884 | $59 | $100 | $1,043 | $44,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the Tuscaloosa metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marengo County | $133,531 | -2.9% | 0.38% |
| Macon County | $132,876 | +3.5% | 0.5% |
| Conecuh County | $130,511 | +3.0% | 0.31% |
| Greene County | $129,488 | +6.7% | 0.55% |
| Lamar County | $129,031 | -2.5% | 0.24% |
| Wilcox County | $139,501 | +4.0% | 0.32% |
| Monroe County | $139,546 | +4.0% | 0.32% |
| Lowndes County | $139,599 | +2.4% | 0.39% |
| Crenshaw County | $139,886 | +3.3% | 0.32% |
| Perry County | $127,461 | -0.7% | 0.33% |
Frequently asked questions
What is the average home price in Pickens County, AL?
The typical home value in Pickens County is $133,872 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pickens County?
About $35,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pickens County?
The median effective rate is 0.29% of home value a year (Census ACS 2024 5-year estimates).