Tuscaloosa, AL home prices
Typical home $238,644 · +0.6% in a year · income needed $62,900
The Tuscaloosa, AL metro area ranks 495 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.6% in a year and +14.0% over five years. With 20% down at 7.11%, the typical home costs about $1,467 a month including 0.32% property tax (Tuscaloosa County rate).
Mortgage on the typical Tuscaloosa home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,729 | $190,916 | $1,284 | $0 | $183 | $1,467 | $62,900 |
| 10% down | $23,864 | $214,780 | $1,445 | $89 | $183 | $1,717 | $73,600 |
| 5% down | $11,932 | $226,712 | $1,525 | $94 | $183 | $1,802 | $77,200 |
| 3.5% down (FHA) | $8,353 | $234,322 | $1,576 | $106 | $183 | $1,865 | $79,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Tuscaloosa area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tuscaloosa County, AL | $249,799 | +0.6% | 0.32% |
| Pickens County, AL | $133,872 | -2.2% | 0.29% |
| Hale County, AL | $178,463 | +5.8% | 0.32% |
| Greene County, AL | $129,488 | +6.7% | 0.55% |
What can you afford in Alabama on your salary? · Alabama home prices · Salaries in Alabama
Frequently asked questions
How much is a house in Tuscaloosa?
The typical home in the Tuscaloosa, AL metro area is worth $238,644 (Zillow, September 2026).
What salary do you need to buy a house in Tuscaloosa?
About $62,900 a year for the typical home with 20% down at 7.11%.