Macon County, Alabama home prices
Typical home $132,876 · +3.5% in a year · property tax 0.5%
The typical home in Macon County is worth $132,876, 44% less than the Alabama typical home ($238,614). Values changed +3.5% in the past year and +7.5% over five years. Homeowners here pay a median 0.5% of their home's value in property tax each year ($663 on the typical home), versus 0.38% statewide.
Mortgage on the typical Macon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,575 | $106,301 | $715 | $0 | $122 | $837 | $35,900 |
| 10% down | $13,288 | $119,588 | $804 | $50 | $122 | $976 | $41,800 |
| 5% down | $6,644 | $126,232 | $849 | $53 | $122 | $1,023 | $43,900 |
| 3.5% down (FHA) | $4,651 | $130,469 | $878 | $59 | $122 | $1,058 | $45,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marengo County | $133,531 | -2.9% | 0.38% |
| Pickens County | $133,872 | -2.2% | 0.29% |
| Conecuh County | $130,511 | +3.0% | 0.31% |
| Greene County | $129,488 | +6.7% | 0.55% |
| Lamar County | $129,031 | -2.5% | 0.24% |
| Perry County | $127,461 | -0.7% | 0.33% |
| Wilcox County | $139,501 | +4.0% | 0.32% |
| Monroe County | $139,546 | +4.0% | 0.32% |
| Lowndes County | $139,599 | +2.4% | 0.39% |
| Crenshaw County | $139,886 | +3.3% | 0.32% |
Frequently asked questions
What is the average home price in Macon County, AL?
The typical home value in Macon County is $132,876 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Macon County?
About $35,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Macon County?
The median effective rate is 0.5% of home value a year (Census ACS 2024 5-year estimates).