Washington, DC home prices
Typical home $569,857 · +0.2% in a year · income needed $164,100
The Washington, DC metro area ranks 51 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.2% in a year and +12.9% over five years. With 20% down at 7.11%, the typical home costs about $3,829 a month including 1.01% property tax (Fairfax County rate).
Mortgage on the typical Washington home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $113,971 | $455,885 | $3,067 | $0 | $762 | $3,829 | $164,100 |
| 10% down | $56,986 | $512,871 | $3,450 | $214 | $762 | $4,426 | $189,700 |
| 5% down | $28,493 | $541,364 | $3,642 | $226 | $762 | $4,630 | $198,400 |
| 3.5% down (FHA) | $19,945 | $559,535 | $3,764 | $252 | $762 | $4,778 | $204,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.01% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Washington area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fairfax County, VA | $756,212 | +1.2% | 1.01% |
| Montgomery County, MD | $606,938 | -0.4% | 0.87% |
| Prince Georges County, MD | $421,250 | -1.2% | 1.12% |
| District of Columbia, DC | $567,289 | -0.7% | 0.58% |
| Prince William County, VA | $578,429 | +1.1% | 0.94% |
| Loudoun County, VA | $792,206 | +1.6% | 0.85% |
| Frederick County, MD | $494,258 | -0.4% | 0.99% |
| Arlington County, VA | $802,232 | +1.3% | 0.91% |
| Charles County, MD | $442,448 | -1.4% | 1.01% |
| Alexandria City, VA | $673,546 | +1.9% | 0.96% |
| Stafford County, VA | $534,189 | +0.6% | 0.7% |
| Spotsylvania County, VA | $456,909 | +0.9% | 0.58% |
| Calvert County, MD | $480,115 | +1.0% | 0.84% |
| Fauquier County, VA | $645,183 | +2.8% | 0.75% |
| Jefferson County, WV | $399,235 | +4.1% | 0.53% |
| Culpeper County, VA | $488,600 | +3.1% | 0.52% |
| Manassas City, VA | $481,776 | -0.6% | 1.09% |
| Warren County, VA | $394,470 | +3.0% | 0.52% |
| Fredericksburg City, VA | $467,891 | +1.7% | 0.6% |
| Fairfax City, VA | $768,671 | +2.7% | 0.9% |
| Manassas Park City, VA | $456,320 | +1.6% | 1.17% |
| Clarke County, VA | $562,284 | +3.0% | 0.48% |
| Falls Church City, VA | $1,160,523 | +5.5% | 0.95% |
| Madison County, VA | $420,931 | +4.4% | 0.53% |
| Rappahannock County, VA | $567,353 | +4.3% | 0.49% |
What can you afford in Virginia on your salary? · Virginia home prices · Salaries in Virginia
Frequently asked questions
How much is a house in Washington?
The typical home in the Washington, DC metro area is worth $569,857 (Zillow, September 2026).
What salary do you need to buy a house in Washington?
About $164,100 a year for the typical home with 20% down at 7.11%.