Loudoun County, Virginia home prices
Typical home $792,206 · +1.6% in a year · property tax 0.85%
The typical home in Loudoun County is worth $792,206, 92% more than the Virginia typical home ($412,252). Values changed +1.6% in the past year and +21.2% over five years. Homeowners here pay a median 0.85% of their home's value in property tax each year ($6,737 on the typical home), versus 0.71% statewide.
Mortgage on the typical Loudoun County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $158,441 | $633,765 | $4,263 | $0 | $957 | $5,221 | $223,800 |
| 10% down | $79,221 | $712,985 | $4,796 | $297 | $957 | $6,051 | $259,300 |
| 5% down | $39,610 | $752,595 | $5,063 | $314 | $957 | $6,334 | $271,400 |
| 3.5% down (FHA) | $27,727 | $777,857 | $5,233 | $350 | $957 | $6,541 | $280,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.85% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Washington metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Arlington County | $802,232 | +1.3% | 0.91% |
| Fairfax City | $768,671 | +2.7% | 0.9% |
| Fairfax County | $756,212 | +1.2% | 1.01% |
| Alexandria City | $673,546 | +1.9% | 0.96% |
| Fauquier County | $645,183 | +2.8% | 0.75% |
| Goochland County | $583,172 | +3.7% | 0.5% |
| Prince William County | $578,429 | +1.1% | 0.94% |
| Rappahannock County | $567,353 | +4.3% | 0.49% |
| Clarke County | $562,284 | +3.0% | 0.48% |
| Albemarle County | $549,955 | +2.0% | 0.75% |
Frequently asked questions
What is the average home price in Loudoun County, VA?
The typical home value in Loudoun County is $792,206 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Loudoun County?
About $223,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Loudoun County?
The median effective rate is 0.85% of home value a year (Census ACS 2024 5-year estimates).