Goochland County, Virginia home prices
Typical home $583,172 · +3.7% in a year · property tax 0.5%
The typical home in Goochland County is worth $583,172, 41% more than the Virginia typical home ($412,252). Values changed +3.7% in the past year and +22.7% over five years. Homeowners here pay a median 0.5% of their home's value in property tax each year ($2,908 on the typical home), versus 0.71% statewide.
Mortgage on the typical Goochland County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $116,634 | $466,538 | $3,138 | $0 | $534 | $3,672 | $157,400 |
| 10% down | $58,317 | $524,855 | $3,531 | $219 | $534 | $4,283 | $183,600 |
| 5% down | $29,159 | $554,014 | $3,727 | $231 | $534 | $4,492 | $192,500 |
| 3.5% down (FHA) | $20,411 | $572,610 | $3,852 | $258 | $534 | $4,644 | $199,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Richmond metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Prince William County | $578,429 | +1.1% | 0.94% |
| Rappahannock County | $567,353 | +4.3% | 0.49% |
| Clarke County | $562,284 | +3.0% | 0.48% |
| Albemarle County | $549,955 | +2.0% | 0.75% |
| Stafford County | $534,189 | +0.6% | 0.7% |
| Fauquier County | $645,183 | +2.8% | 0.75% |
| Powhatan County | $494,273 | +2.7% | 0.59% |
| Alexandria City | $673,546 | +1.9% | 0.96% |
| Culpeper County | $488,600 | +3.1% | 0.52% |
| James City County | $484,205 | +1.8% | 0.65% |
Frequently asked questions
What is the average home price in Goochland County, VA?
The typical home value in Goochland County is $583,172 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Goochland County?
About $157,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Goochland County?
The median effective rate is 0.5% of home value a year (Census ACS 2024 5-year estimates).