Prince William County, Virginia home prices
Typical home $578,429 · +1.1% in a year · property tax 0.94%
The typical home in Prince William County is worth $578,429, 40% more than the Virginia typical home ($412,252). Values changed +1.1% in the past year and +19.9% over five years. Homeowners here pay a median 0.94% of their home's value in property tax each year ($5,455 on the typical home), versus 0.71% statewide.
Mortgage on the typical Prince William County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $115,686 | $462,743 | $3,113 | $0 | $744 | $3,857 | $165,300 |
| 10% down | $57,843 | $520,586 | $3,502 | $217 | $744 | $4,463 | $191,300 |
| 5% down | $28,921 | $549,507 | $3,697 | $229 | $744 | $4,669 | $200,100 |
| 3.5% down (FHA) | $20,245 | $567,952 | $3,821 | $256 | $744 | $4,820 | $206,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.94% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Washington metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Goochland County | $583,172 | +3.7% | 0.5% |
| Rappahannock County | $567,353 | +4.3% | 0.49% |
| Clarke County | $562,284 | +3.0% | 0.48% |
| Albemarle County | $549,955 | +2.0% | 0.75% |
| Stafford County | $534,189 | +0.6% | 0.7% |
| Fauquier County | $645,183 | +2.8% | 0.75% |
| Powhatan County | $494,273 | +2.7% | 0.59% |
| Culpeper County | $488,600 | +3.1% | 0.52% |
| James City County | $484,205 | +1.8% | 0.65% |
| Alexandria City | $673,546 | +1.9% | 0.96% |
Frequently asked questions
What is the average home price in Prince William County, VA?
The typical home value in Prince William County is $578,429 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Prince William County?
About $165,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Prince William County?
The median effective rate is 0.94% of home value a year (Census ACS 2024 5-year estimates).