Prince Georges County, Maryland home prices
Typical home $421,250 · -1.2% in a year · property tax 1.12%
The typical home in Prince Georges County is worth $421,250, about the same as the Maryland typical home ($424,890). Values changed -1.2% in the past year and +7.4% over five years. Homeowners here pay a median 1.12% of their home's value in property tax each year ($4,718 on the typical home), versus 0.98% statewide.
Mortgage on the typical Prince Georges County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $84,250 | $337,000 | $2,267 | $0 | $604 | $2,871 | $123,000 |
| 10% down | $42,125 | $379,125 | $2,550 | $158 | $604 | $3,312 | $141,900 |
| 5% down | $21,063 | $400,188 | $2,692 | $167 | $604 | $3,463 | $148,400 |
| 3.5% down (FHA) | $14,744 | $413,620 | $2,782 | $186 | $604 | $3,573 | $153,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.12% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Maryland · part of the Washington metro area.
Maryland counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Worcester County | $422,876 | -0.7% | 0.73% |
| Harford County | $414,044 | +0.9% | 0.89% |
| Saint Marys County | $431,391 | +2.7% | 0.84% |
| Charles County | $442,448 | -1.4% | 1.01% |
| Kent County | $383,742 | +2.6% | 0.91% |
| Cecil County | $383,362 | +1.4% | 0.89% |
| Calvert County | $480,115 | +1.0% | 0.84% |
| Baltimore County | $358,090 | +0.4% | 1.07% |
| Talbot County | $484,929 | -0.1% | 0.65% |
| Carroll County | $486,857 | +0.8% | 0.91% |
Frequently asked questions
What is the average home price in Prince Georges County, MD?
The typical home value in Prince Georges County is $421,250 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Prince Georges County?
About $123,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Prince Georges County?
The median effective rate is 1.12% of home value a year (Census ACS 2024 5-year estimates).