Kent County, Maryland home prices
Typical home $383,742 · +2.6% in a year · property tax 0.91%
The typical home in Kent County is worth $383,742, 10% less than the Maryland typical home ($424,890). Values changed +2.6% in the past year and +18.6% over five years. Homeowners here pay a median 0.91% of their home's value in property tax each year ($3,508 on the typical home), versus 0.98% statewide.
Mortgage on the typical Kent County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,748 | $306,994 | $2,065 | $0 | $484 | $2,549 | $109,300 |
| 10% down | $38,374 | $345,368 | $2,323 | $144 | $484 | $2,951 | $126,500 |
| 5% down | $19,187 | $364,555 | $2,452 | $152 | $484 | $3,088 | $132,400 |
| 3.5% down (FHA) | $13,431 | $376,791 | $2,535 | $170 | $484 | $3,189 | $136,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.91% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Maryland.
Maryland counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cecil County | $383,362 | +1.4% | 0.89% |
| Baltimore County | $358,090 | +0.4% | 1.07% |
| Harford County | $414,044 | +0.9% | 0.89% |
| Prince Georges County | $421,250 | -1.2% | 1.12% |
| Worcester County | $422,876 | -0.7% | 0.73% |
| Saint Marys County | $431,391 | +2.7% | 0.84% |
| Garrett County | $334,905 | +2.0% | 0.78% |
| Washington County | $327,924 | +0.5% | 0.84% |
| Caroline County | $326,167 | +0.7% | 0.9% |
| Charles County | $442,448 | -1.4% | 1.01% |
Frequently asked questions
What is the average home price in Kent County, MD?
The typical home value in Kent County is $383,742 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kent County?
About $109,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kent County?
The median effective rate is 0.91% of home value a year (Census ACS 2024 5-year estimates).