Whitman County, Washington home prices
Typical home $324,366 · +3.7% in a year · property tax 0.75%
The typical home in Whitman County is worth $324,366, 45% less than the Washington typical home ($587,533). Values changed +3.7% in the past year and +15.9% over five years. Homeowners here pay a median 0.75% of their home's value in property tax each year ($2,427 on the typical home), versus 0.81% statewide.
Mortgage on the typical Whitman County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,873 | $259,492 | $1,746 | $0 | $364 | $2,110 | $90,400 |
| 10% down | $32,437 | $291,929 | $1,964 | $122 | $364 | $2,450 | $105,000 |
| 5% down | $16,218 | $308,147 | $2,073 | $128 | $364 | $2,566 | $110,000 |
| 3.5% down (FHA) | $11,353 | $318,490 | $2,143 | $143 | $364 | $2,650 | $113,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Pullman metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pacific County | $330,795 | -1.6% | 0.72% |
| Lincoln County | $317,400 | -1.8% | 0.6% |
| Grays Harbor County | $314,086 | -2.1% | 0.8% |
| Okanogan County | $308,425 | -1.3% | 0.76% |
| Adams County | $304,595 | -2.1% | 0.79% |
| Asotin County | $344,892 | +1.9% | 0.72% |
| Yakima County | $348,119 | +0.5% | 0.79% |
| Grant County | $355,493 | -0.4% | 0.78% |
| Stevens County | $367,926 | +0.5% | 0.59% |
| Pend Oreille County | $368,749 | -0.1% | 0.58% |
Frequently asked questions
What is the average home price in Whitman County, WA?
The typical home value in Whitman County is $324,366 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Whitman County?
About $90,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Whitman County?
The median effective rate is 0.75% of home value a year (Census ACS 2024 5-year estimates).