Pend Oreille County, Washington home prices
Typical home $368,749 · -0.1% in a year · property tax 0.58%
The typical home in Pend Oreille County is worth $368,749, 37% less than the Washington typical home ($587,533). Values changed -0.1% in the past year and +10.6% over five years. Homeowners here pay a median 0.58% of their home's value in property tax each year ($2,147 on the typical home), versus 0.81% statewide.
Mortgage on the typical Pend Oreille County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $73,750 | $294,999 | $1,984 | $0 | $363 | $2,348 | $100,600 |
| 10% down | $36,875 | $331,874 | $2,233 | $138 | $363 | $2,734 | $117,200 |
| 5% down | $18,437 | $350,311 | $2,357 | $146 | $363 | $2,866 | $122,800 |
| 3.5% down (FHA) | $12,906 | $362,070 | $2,436 | $163 | $363 | $2,962 | $126,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stevens County | $367,926 | +0.5% | 0.59% |
| Grant County | $355,493 | -0.4% | 0.78% |
| Yakima County | $348,119 | +0.5% | 0.79% |
| Asotin County | $344,892 | +1.9% | 0.72% |
| Wahkiakum County | $395,938 | +1.2% | 0.6% |
| Pacific County | $330,795 | -1.6% | 0.72% |
| Whitman County | $324,366 | +3.7% | 0.75% |
| Walla Walla County | $413,682 | +0.5% | 0.85% |
| Franklin County | $416,391 | +0.4% | 0.73% |
| Cowlitz County | $417,827 | +0.1% | 0.82% |
Frequently asked questions
What is the average home price in Pend Oreille County, WA?
The typical home value in Pend Oreille County is $368,749 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pend Oreille County?
About $100,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pend Oreille County?
The median effective rate is 0.58% of home value a year (Census ACS 2024 5-year estimates).