Stevens County, Washington home prices
Typical home $367,926 · +0.5% in a year · property tax 0.59%
The typical home in Stevens County is worth $367,926, 37% less than the Washington typical home ($587,533). Values changed +0.5% in the past year and +15.8% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($2,167 on the typical home), versus 0.81% statewide.
Mortgage on the typical Stevens County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $73,585 | $294,341 | $1,980 | $0 | $365 | $2,345 | $100,500 |
| 10% down | $36,793 | $331,134 | $2,228 | $138 | $365 | $2,730 | $117,000 |
| 5% down | $18,396 | $349,530 | $2,351 | $146 | $365 | $2,862 | $122,600 |
| 3.5% down (FHA) | $12,877 | $361,262 | $2,430 | $163 | $365 | $2,958 | $126,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Spokane metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pend Oreille County | $368,749 | -0.1% | 0.58% |
| Grant County | $355,493 | -0.4% | 0.78% |
| Yakima County | $348,119 | +0.5% | 0.79% |
| Asotin County | $344,892 | +1.9% | 0.72% |
| Wahkiakum County | $395,938 | +1.2% | 0.6% |
| Pacific County | $330,795 | -1.6% | 0.72% |
| Whitman County | $324,366 | +3.7% | 0.75% |
| Walla Walla County | $413,682 | +0.5% | 0.85% |
| Franklin County | $416,391 | +0.4% | 0.73% |
| Cowlitz County | $417,827 | +0.1% | 0.82% |
Frequently asked questions
What is the average home price in Stevens County, WA?
The typical home value in Stevens County is $367,926 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stevens County?
About $100,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stevens County?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).