Pacific County, Washington home prices
Typical home $330,795 · -1.6% in a year · property tax 0.72%
The typical home in Pacific County is worth $330,795, 44% less than the Washington typical home ($587,533). Values changed -1.6% in the past year and +12.0% over five years. Homeowners here pay a median 0.72% of their home's value in property tax each year ($2,366 on the typical home), versus 0.81% statewide.
Mortgage on the typical Pacific County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,159 | $264,636 | $1,780 | $0 | $363 | $2,143 | $91,800 |
| 10% down | $33,080 | $297,716 | $2,003 | $124 | $363 | $2,489 | $106,700 |
| 5% down | $16,540 | $314,255 | $2,114 | $131 | $363 | $2,608 | $111,800 |
| 3.5% down (FHA) | $11,578 | $324,804 | $2,185 | $146 | $363 | $2,694 | $115,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.72% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Whitman County | $324,366 | +3.7% | 0.75% |
| Lincoln County | $317,400 | -1.8% | 0.6% |
| Asotin County | $344,892 | +1.9% | 0.72% |
| Grays Harbor County | $314,086 | -2.1% | 0.8% |
| Yakima County | $348,119 | +0.5% | 0.79% |
| Okanogan County | $308,425 | -1.3% | 0.76% |
| Grant County | $355,493 | -0.4% | 0.78% |
| Adams County | $304,595 | -2.1% | 0.79% |
| Stevens County | $367,926 | +0.5% | 0.59% |
| Pend Oreille County | $368,749 | -0.1% | 0.58% |
Frequently asked questions
What is the average home price in Pacific County, WA?
The typical home value in Pacific County is $330,795 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pacific County?
About $91,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pacific County?
The median effective rate is 0.72% of home value a year (Census ACS 2024 5-year estimates).