Cowlitz County, Washington home prices
Typical home $417,827 · +0.1% in a year · property tax 0.82%
The typical home in Cowlitz County is worth $417,827, 29% less than the Washington typical home ($587,533). Values changed +0.1% in the past year and +10.1% over five years. Homeowners here pay a median 0.82% of their home's value in property tax each year ($3,411 on the typical home), versus 0.81% statewide.
Mortgage on the typical Cowlitz County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $83,565 | $334,262 | $2,249 | $0 | $493 | $2,742 | $117,500 |
| 10% down | $41,783 | $376,044 | $2,530 | $157 | $493 | $3,180 | $136,300 |
| 5% down | $20,891 | $396,936 | $2,670 | $165 | $493 | $3,329 | $142,700 |
| 3.5% down (FHA) | $14,624 | $410,259 | $2,760 | $185 | $493 | $3,438 | $147,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.82% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Longview metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Spokane County | $419,205 | +0.2% | 0.84% |
| Franklin County | $416,391 | +0.4% | 0.73% |
| Walla Walla County | $413,682 | +0.5% | 0.85% |
| Lewis County | $428,499 | +1.4% | 0.67% |
| Wahkiakum County | $395,938 | +1.2% | 0.6% |
| Benton County | $446,007 | +0.4% | 0.78% |
| Mason County | $447,199 | +0.2% | 0.73% |
| Pend Oreille County | $368,749 | -0.1% | 0.58% |
| Stevens County | $367,926 | +0.5% | 0.59% |
| Klickitat County | $469,127 | +1.7% | 0.62% |
Frequently asked questions
What is the average home price in Cowlitz County, WA?
The typical home value in Cowlitz County is $417,827 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cowlitz County?
About $117,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cowlitz County?
The median effective rate is 0.82% of home value a year (Census ACS 2024 5-year estimates).