Lewis County, Washington home prices
Typical home $428,499 · +1.4% in a year · property tax 0.67%
The typical home in Lewis County is worth $428,499, 27% less than the Washington typical home ($587,533). Values changed +1.4% in the past year and +15.2% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($2,867 on the typical home), versus 0.81% statewide.
Mortgage on the typical Lewis County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $85,700 | $342,799 | $2,306 | $0 | $453 | $2,759 | $118,300 |
| 10% down | $42,850 | $385,649 | $2,594 | $161 | $453 | $3,208 | $137,500 |
| 5% down | $21,425 | $407,074 | $2,738 | $170 | $453 | $3,361 | $144,000 |
| 3.5% down (FHA) | $14,997 | $420,738 | $2,830 | $190 | $453 | $3,473 | $148,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Centralia metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Spokane County | $419,205 | +0.2% | 0.84% |
| Cowlitz County | $417,827 | +0.1% | 0.82% |
| Franklin County | $416,391 | +0.4% | 0.73% |
| Walla Walla County | $413,682 | +0.5% | 0.85% |
| Benton County | $446,007 | +0.4% | 0.78% |
| Mason County | $447,199 | +0.2% | 0.73% |
| Wahkiakum County | $395,938 | +1.2% | 0.6% |
| Klickitat County | $469,127 | +1.7% | 0.62% |
| Pend Oreille County | $368,749 | -0.1% | 0.58% |
| Clallam County | $488,467 | -1.0% | 0.72% |
Frequently asked questions
What is the average home price in Lewis County, WA?
The typical home value in Lewis County is $428,499 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lewis County?
About $118,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lewis County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).