Benton County, Washington home prices
Typical home $446,007 · +0.4% in a year · property tax 0.78%
The typical home in Benton County is worth $446,007, 24% less than the Washington typical home ($587,533). Values changed +0.4% in the past year and +14.6% over five years. Homeowners here pay a median 0.78% of their home's value in property tax each year ($3,459 on the typical home), versus 0.81% statewide.
Mortgage on the typical Benton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $89,201 | $356,805 | $2,400 | $0 | $511 | $2,912 | $124,800 |
| 10% down | $44,601 | $401,406 | $2,700 | $167 | $511 | $3,379 | $144,800 |
| 5% down | $22,300 | $423,706 | $2,850 | $177 | $511 | $3,538 | $151,600 |
| 3.5% down (FHA) | $15,610 | $437,928 | $2,946 | $197 | $511 | $3,655 | $156,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Kennewick metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mason County | $447,199 | +0.2% | 0.73% |
| Lewis County | $428,499 | +1.4% | 0.67% |
| Klickitat County | $469,127 | +1.7% | 0.62% |
| Spokane County | $419,205 | +0.2% | 0.84% |
| Cowlitz County | $417,827 | +0.1% | 0.82% |
| Franklin County | $416,391 | +0.4% | 0.73% |
| Walla Walla County | $413,682 | +0.5% | 0.85% |
| Clallam County | $488,467 | -1.0% | 0.72% |
| Douglas County | $494,746 | +3.4% | 0.77% |
| Kittitas County | $494,987 | +0.2% | 0.71% |
Frequently asked questions
What is the average home price in Benton County, WA?
The typical home value in Benton County is $446,007 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Benton County?
About $124,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Benton County?
The median effective rate is 0.78% of home value a year (Census ACS 2024 5-year estimates).