Kittitas County, Washington home prices
Typical home $494,987 · +0.2% in a year · property tax 0.71%
The typical home in Kittitas County is worth $494,987, 16% less than the Washington typical home ($587,533). Values changed +0.2% in the past year and +10.1% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($3,535 on the typical home), versus 0.81% statewide.
Mortgage on the typical Kittitas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $98,997 | $395,989 | $2,664 | $0 | $542 | $3,206 | $137,400 |
| 10% down | $49,499 | $445,488 | $2,997 | $186 | $542 | $3,725 | $159,600 |
| 5% down | $24,749 | $470,237 | $3,163 | $196 | $542 | $3,901 | $167,200 |
| 3.5% down (FHA) | $17,325 | $486,021 | $3,269 | $219 | $542 | $4,030 | $172,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Ellensburg metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Douglas County | $494,746 | +3.4% | 0.77% |
| Clallam County | $488,467 | -1.0% | 0.72% |
| Klickitat County | $469,127 | +1.7% | 0.62% |
| Thurston County | $521,378 | +0.1% | 0.88% |
| Chelan County | $531,212 | -0.8% | 0.71% |
| Clark County | $541,704 | +0.2% | 0.82% |
| Mason County | $447,199 | +0.2% | 0.73% |
| Benton County | $446,007 | +0.4% | 0.78% |
| Pierce County | $559,277 | +0.2% | 0.91% |
| Skamania County | $559,410 | +0.6% | 0.67% |
Frequently asked questions
What is the average home price in Kittitas County, WA?
The typical home value in Kittitas County is $494,987 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kittitas County?
About $137,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kittitas County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).