Pierce County, Washington home prices
Typical home $559,277 · +0.2% in a year · property tax 0.91%
The typical home in Pierce County is worth $559,277, 5% less than the Washington typical home ($587,533). Values changed +0.2% in the past year and +10.5% over five years. Homeowners here pay a median 0.91% of their home's value in property tax each year ($5,066 on the typical home), versus 0.81% statewide.
Mortgage on the typical Pierce County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $111,855 | $447,421 | $3,010 | $0 | $702 | $3,712 | $159,100 |
| 10% down | $55,928 | $503,349 | $3,386 | $210 | $702 | $4,298 | $184,200 |
| 5% down | $27,964 | $531,313 | $3,574 | $221 | $702 | $4,497 | $192,700 |
| 3.5% down (FHA) | $19,575 | $549,147 | $3,694 | $247 | $702 | $4,643 | $199,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.91% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Seattle metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Skamania County | $559,410 | +0.6% | 0.67% |
| Skagit County | $576,374 | +0.7% | 0.79% |
| Clark County | $541,704 | +0.2% | 0.82% |
| Kitsap County | $579,133 | +1.1% | 0.77% |
| Chelan County | $531,212 | -0.8% | 0.71% |
| Jefferson County | $593,704 | -0.5% | 0.71% |
| Thurston County | $521,378 | +0.1% | 0.88% |
| Whatcom County | $607,644 | +0.3% | 0.7% |
| Kittitas County | $494,987 | +0.2% | 0.71% |
| Douglas County | $494,746 | +3.4% | 0.77% |
Frequently asked questions
What is the average home price in Pierce County, WA?
The typical home value in Pierce County is $559,277 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pierce County?
About $159,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pierce County?
The median effective rate is 0.91% of home value a year (Census ACS 2024 5-year estimates).