Seattle, WA home prices
Typical home $720,147 · -1.6% in a year · income needed $202,800
The Seattle, WA metro area ranks 28 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.6% in a year and +9.8% over five years. With 20% down at 7.11%, the typical home costs about $4,732 a month including 0.83% property tax (King County rate).
Mortgage on the typical Seattle home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $144,029 | $576,118 | $3,876 | $0 | $857 | $4,732 | $202,800 |
| 10% down | $72,015 | $648,133 | $4,360 | $270 | $857 | $5,487 | $235,100 |
| 5% down | $36,007 | $684,140 | $4,602 | $285 | $857 | $5,744 | $246,200 |
| 3.5% down (FHA) | $25,205 | $707,104 | $4,757 | $319 | $857 | $5,932 | $254,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Seattle area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| King County, WA | $824,870 | -2.2% | 0.83% |
| Pierce County, WA | $559,277 | +0.2% | 0.91% |
| Snohomish County, WA | $728,217 | -1.8% | 0.77% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Seattle?
The typical home in the Seattle, WA metro area is worth $720,147 (Zillow, September 2026).
What salary do you need to buy a house in Seattle?
About $202,800 a year for the typical home with 20% down at 7.11%.