Skagit County, Washington home prices
Typical home $576,374 · +0.7% in a year · property tax 0.79%
The typical home in Skagit County is worth $576,374, about the same as the Washington typical home ($587,533). Values changed +0.7% in the past year and +13.4% over five years. Homeowners here pay a median 0.79% of their home's value in property tax each year ($4,555 on the typical home), versus 0.81% statewide.
Mortgage on the typical Skagit County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $115,275 | $461,099 | $3,102 | $0 | $668 | $3,770 | $161,600 |
| 10% down | $57,637 | $518,736 | $3,490 | $216 | $668 | $4,373 | $187,400 |
| 5% down | $28,819 | $547,555 | $3,683 | $228 | $668 | $4,579 | $196,300 |
| 3.5% down (FHA) | $20,173 | $565,934 | $3,807 | $255 | $668 | $4,730 | $202,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Mount Vernon metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kitsap County | $579,133 | +1.1% | 0.77% |
| Skamania County | $559,410 | +0.6% | 0.67% |
| Pierce County | $559,277 | +0.2% | 0.91% |
| Jefferson County | $593,704 | -0.5% | 0.71% |
| Whatcom County | $607,644 | +0.3% | 0.7% |
| Clark County | $541,704 | +0.2% | 0.82% |
| Chelan County | $531,212 | -0.8% | 0.71% |
| Thurston County | $521,378 | +0.1% | 0.88% |
| Island County | $634,229 | +0.5% | 0.67% |
| Kittitas County | $494,987 | +0.2% | 0.71% |
Frequently asked questions
What is the average home price in Skagit County, WA?
The typical home value in Skagit County is $576,374 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Skagit County?
About $161,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Skagit County?
The median effective rate is 0.79% of home value a year (Census ACS 2024 5-year estimates).