Mount Vernon, WA home prices
Typical home $576,334 · +0.7% in a year · income needed $161,500
The Mount Vernon, WA metro area ranks 47 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.7% in a year and +13.3% over five years. With 20% down at 7.11%, the typical home costs about $3,769 a month including 0.79% property tax (Skagit County rate).
Mortgage on the typical Mount Vernon home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $115,267 | $461,067 | $3,102 | $0 | $668 | $3,769 | $161,500 |
| 10% down | $57,633 | $518,701 | $3,489 | $216 | $668 | $4,373 | $187,400 |
| 5% down | $28,817 | $547,517 | $3,683 | $228 | $668 | $4,579 | $196,200 |
| 3.5% down (FHA) | $20,172 | $565,895 | $3,807 | $255 | $668 | $4,729 | $202,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Mount Vernon area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Skagit County, WA | $576,374 | +0.7% | 0.79% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Mount Vernon?
The typical home in the Mount Vernon, WA metro area is worth $576,334 (Zillow, September 2026).
What salary do you need to buy a house in Mount Vernon?
About $161,500 a year for the typical home with 20% down at 7.11%.