Chelan County, Washington home prices
Typical home $531,212 · -0.8% in a year · property tax 0.71%
The typical home in Chelan County is worth $531,212, 10% less than the Washington typical home ($587,533). Values changed -0.8% in the past year and +5.3% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($3,797 on the typical home), versus 0.81% statewide.
Mortgage on the typical Chelan County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $106,242 | $424,970 | $2,859 | $0 | $582 | $3,441 | $147,500 |
| 10% down | $53,121 | $478,091 | $3,216 | $199 | $582 | $3,997 | $171,300 |
| 5% down | $26,561 | $504,652 | $3,395 | $210 | $582 | $4,187 | $179,400 |
| 3.5% down (FHA) | $18,592 | $521,591 | $3,509 | $235 | $582 | $4,326 | $185,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Washington · part of the Wenatchee metro area.
Washington counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Thurston County | $521,378 | +0.1% | 0.88% |
| Clark County | $541,704 | +0.2% | 0.82% |
| Pierce County | $559,277 | +0.2% | 0.91% |
| Skamania County | $559,410 | +0.6% | 0.67% |
| Kittitas County | $494,987 | +0.2% | 0.71% |
| Douglas County | $494,746 | +3.4% | 0.77% |
| Clallam County | $488,467 | -1.0% | 0.72% |
| Skagit County | $576,374 | +0.7% | 0.79% |
| Kitsap County | $579,133 | +1.1% | 0.77% |
| Klickitat County | $469,127 | +1.7% | 0.62% |
Frequently asked questions
What is the average home price in Chelan County, WA?
The typical home value in Chelan County is $531,212 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Chelan County?
About $147,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Chelan County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).