Kennewick, WA home prices
Typical home $436,660 · +0.4% in a year · income needed $122,200
The Kennewick, WA metro area ranks 114 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.4% in a year and +14.3% over five years. With 20% down at 7.11%, the typical home costs about $2,851 a month including 0.78% property tax (Benton County rate).
Mortgage on the typical Kennewick home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $87,332 | $349,328 | $2,350 | $0 | $501 | $2,851 | $122,200 |
| 10% down | $43,666 | $392,994 | $2,644 | $164 | $501 | $3,308 | $141,800 |
| 5% down | $21,833 | $414,827 | $2,791 | $173 | $501 | $3,464 | $148,500 |
| 3.5% down (FHA) | $15,283 | $428,751 | $2,884 | $193 | $501 | $3,578 | $153,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Kennewick area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Benton County, WA | $446,007 | +0.4% | 0.78% |
| Franklin County, WA | $416,391 | +0.4% | 0.73% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Kennewick?
The typical home in the Kennewick, WA metro area is worth $436,660 (Zillow, September 2026).
What salary do you need to buy a house in Kennewick?
About $122,200 a year for the typical home with 20% down at 7.11%.