Victoria County, Texas home prices
Typical home $216,406 · +1.3% in a year · property tax 1.46%
The typical home in Victoria County is worth $216,406, 27% less than the Texas typical home ($296,424). Values changed +1.3% in the past year and +15.0% over five years. Homeowners here pay a median 1.46% of their home's value in property tax each year ($3,156 on the typical home), versus 1.32% statewide.
Mortgage on the typical Victoria County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,281 | $173,125 | $1,165 | $0 | $371 | $1,536 | $65,800 |
| 10% down | $21,641 | $194,766 | $1,310 | $81 | $371 | $1,763 | $75,500 |
| 5% down | $10,820 | $205,586 | $1,383 | $86 | $371 | $1,840 | $78,900 |
| 3.5% down (FHA) | $7,574 | $212,487 | $1,429 | $96 | $371 | $1,896 | $81,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Victoria metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Anderson County | $215,774 | +4.0% | 0.92% |
| Maverick County | $215,361 | -5.6% | 1.25% |
| Webb County | $215,260 | +2.0% | 1.8% |
| De Witt County | $215,233 | -2.2% | 0.86% |
| Lubbock County | $214,560 | +2.5% | 1.51% |
| Shelby County | $219,980 | -4.8% | 1.01% |
| Presidio County | $221,257 | -0.0% | 1.24% |
| Rusk County | $211,254 | +4.7% | 1.05% |
| Gregg County | $221,780 | +0.3% | 1.16% |
| Callahan County | $221,876 | +8.3% | 0.91% |
Frequently asked questions
What is the average home price in Victoria County, TX?
The typical home value in Victoria County is $216,406 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Victoria County?
About $65,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Victoria County?
The median effective rate is 1.46% of home value a year (Census ACS 2024 5-year estimates).