De Witt County, Texas home prices
Typical home $215,233 · -2.2% in a year · property tax 0.86%
The typical home in De Witt County is worth $215,233, 27% less than the Texas typical home ($296,424). Values changed -2.2% in the past year and -6.4% over five years. Homeowners here pay a median 0.86% of their home's value in property tax each year ($1,850 on the typical home), versus 1.32% statewide.
Mortgage on the typical De Witt County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,047 | $172,186 | $1,158 | $0 | $262 | $1,420 | $60,900 |
| 10% down | $21,523 | $193,710 | $1,303 | $81 | $262 | $1,646 | $70,500 |
| 5% down | $10,762 | $204,471 | $1,375 | $85 | $262 | $1,722 | $73,800 |
| 3.5% down (FHA) | $7,533 | $211,335 | $1,422 | $95 | $262 | $1,779 | $76,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.86% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Webb County | $215,260 | +2.0% | 1.8% |
| Maverick County | $215,361 | -5.6% | 1.25% |
| Anderson County | $215,774 | +4.0% | 0.92% |
| Lubbock County | $214,560 | +2.5% | 1.51% |
| Victoria County | $216,406 | +1.3% | 1.46% |
| Rusk County | $211,254 | +4.7% | 1.05% |
| Shelby County | $219,980 | -4.8% | 1.01% |
| Live Oak County | $210,224 | -2.2% | 0.96% |
| Camp County | $209,609 | -0.1% | 1.1% |
| Lynn County | $209,459 | +7.9% | 1.77% |
Frequently asked questions
What is the average home price in De Witt County, TX?
The typical home value in De Witt County is $215,233 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in De Witt County?
About $60,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in De Witt County?
The median effective rate is 0.86% of home value a year (Census ACS 2024 5-year estimates).