Camp County, Texas home prices
Typical home $209,609 · -0.1% in a year · property tax 1.1%
The typical home in Camp County is worth $209,609, 29% less than the Texas typical home ($296,424). Values changed -0.1% in the past year and +0.9% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($2,302 on the typical home), versus 1.32% statewide.
Mortgage on the typical Camp County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,922 | $167,687 | $1,128 | $0 | $297 | $1,425 | $61,100 |
| 10% down | $20,961 | $188,648 | $1,269 | $79 | $297 | $1,644 | $70,500 |
| 5% down | $10,480 | $199,129 | $1,340 | $83 | $297 | $1,719 | $73,700 |
| 3.5% down (FHA) | $7,336 | $205,813 | $1,385 | $93 | $297 | $1,774 | $76,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Mount Pleasant metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lynn County | $209,459 | +7.9% | 1.77% |
| Live Oak County | $210,224 | -2.2% | 0.96% |
| San Saba County | $208,410 | -0.6% | 0.9% |
| Rusk County | $211,254 | +4.7% | 1.05% |
| Karnes County | $207,861 | -1.0% | 0.93% |
| Harrison County | $207,787 | +0.9% | 0.97% |
| Jackson County | $206,297 | -1.6% | 1.02% |
| San Patricio County | $206,055 | +1.2% | 1.49% |
| Matagorda County | $205,845 | +0.7% | 1.35% |
| Jeff Davis County | $205,283 | -0.5% | 0.6% |
Frequently asked questions
What is the average home price in Camp County, TX?
The typical home value in Camp County is $209,609 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Camp County?
About $61,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Camp County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).