Rusk County, Texas home prices
Typical home $211,254 · +4.7% in a year · property tax 1.05%
The typical home in Rusk County is worth $211,254, 29% less than the Texas typical home ($296,424). Values changed +4.7% in the past year and +18.4% over five years. Homeowners here pay a median 1.05% of their home's value in property tax each year ($2,211 on the typical home), versus 1.32% statewide.
Mortgage on the typical Rusk County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,251 | $169,003 | $1,137 | $0 | $290 | $1,427 | $61,100 |
| 10% down | $21,125 | $190,128 | $1,279 | $79 | $290 | $1,648 | $70,600 |
| 5% down | $10,563 | $200,691 | $1,350 | $84 | $290 | $1,724 | $73,900 |
| 3.5% down (FHA) | $7,394 | $207,427 | $1,395 | $93 | $290 | $1,779 | $76,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.05% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Longview metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Live Oak County | $210,224 | -2.2% | 0.96% |
| Camp County | $209,609 | -0.1% | 1.1% |
| Lynn County | $209,459 | +7.9% | 1.77% |
| San Saba County | $208,410 | -0.6% | 0.9% |
| Lubbock County | $214,560 | +2.5% | 1.51% |
| Karnes County | $207,861 | -1.0% | 0.93% |
| Harrison County | $207,787 | +0.9% | 0.97% |
| De Witt County | $215,233 | -2.2% | 0.86% |
| Webb County | $215,260 | +2.0% | 1.8% |
| Maverick County | $215,361 | -5.6% | 1.25% |
Frequently asked questions
What is the average home price in Rusk County, TX?
The typical home value in Rusk County is $211,254 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rusk County?
About $61,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rusk County?
The median effective rate is 1.05% of home value a year (Census ACS 2024 5-year estimates).