Live Oak County, Texas home prices
Typical home $210,224 · -2.2% in a year · property tax 0.96%
The typical home in Live Oak County is worth $210,224, 29% less than the Texas typical home ($296,424). Values changed -2.2% in the past year and -7.8% over five years. Homeowners here pay a median 0.96% of their home's value in property tax each year ($2,014 on the typical home), versus 1.32% statewide.
Mortgage on the typical Live Oak County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,045 | $168,179 | $1,131 | $0 | $273 | $1,404 | $60,200 |
| 10% down | $21,022 | $189,202 | $1,273 | $79 | $273 | $1,625 | $69,600 |
| 5% down | $10,511 | $199,713 | $1,343 | $83 | $273 | $1,700 | $72,800 |
| 3.5% down (FHA) | $7,358 | $206,416 | $1,389 | $93 | $273 | $1,754 | $75,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.96% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Camp County | $209,609 | -0.1% | 1.1% |
| Lynn County | $209,459 | +7.9% | 1.77% |
| Rusk County | $211,254 | +4.7% | 1.05% |
| San Saba County | $208,410 | -0.6% | 0.9% |
| Karnes County | $207,861 | -1.0% | 0.93% |
| Harrison County | $207,787 | +0.9% | 0.97% |
| Jackson County | $206,297 | -1.6% | 1.02% |
| San Patricio County | $206,055 | +1.2% | 1.49% |
| Lubbock County | $214,560 | +2.5% | 1.51% |
| Matagorda County | $205,845 | +0.7% | 1.35% |
Frequently asked questions
What is the average home price in Live Oak County, TX?
The typical home value in Live Oak County is $210,224 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Live Oak County?
About $60,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Live Oak County?
The median effective rate is 0.96% of home value a year (Census ACS 2024 5-year estimates).