Jackson County, Texas home prices
Typical home $206,297 · -1.6% in a year · property tax 1.02%
The typical home in Jackson County is worth $206,297, 30% less than the Texas typical home ($296,424). Values changed -1.6% in the past year and -16.2% over five years. Homeowners here pay a median 1.02% of their home's value in property tax each year ($2,110 on the typical home), versus 1.32% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,259 | $165,037 | $1,110 | $0 | $279 | $1,389 | $59,500 |
| 10% down | $20,630 | $185,667 | $1,249 | $77 | $279 | $1,605 | $68,800 |
| 5% down | $10,315 | $195,982 | $1,318 | $82 | $279 | $1,679 | $72,000 |
| 3.5% down (FHA) | $7,220 | $202,560 | $1,363 | $91 | $279 | $1,733 | $74,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.02% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| San Patricio County | $206,055 | +1.2% | 1.49% |
| Matagorda County | $205,845 | +0.7% | 1.35% |
| Jeff Davis County | $205,283 | -0.5% | 0.6% |
| Brewster County | $204,943 | -4.8% | 1.13% |
| Harrison County | $207,787 | +0.9% | 0.97% |
| Val Verde County | $204,781 | -4.3% | 1.43% |
| Karnes County | $207,861 | -1.0% | 0.93% |
| Cameron County | $204,554 | +1.3% | 1.5% |
| San Saba County | $208,410 | -0.6% | 0.9% |
| Calhoun County | $204,106 | +1.5% | 1.26% |
Frequently asked questions
What is the average home price in Jackson County, TX?
The typical home value in Jackson County is $206,297 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $59,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 1.02% of home value a year (Census ACS 2024 5-year estimates).