Cameron County, Texas home prices
Typical home $204,554 · +1.3% in a year · property tax 1.5%
The typical home in Cameron County is worth $204,554, 31% less than the Texas typical home ($296,424). Values changed +1.3% in the past year and +24.1% over five years. Homeowners here pay a median 1.5% of their home's value in property tax each year ($3,060 on the typical home), versus 1.32% statewide.
Mortgage on the typical Cameron County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,911 | $163,643 | $1,101 | $0 | $357 | $1,458 | $62,500 |
| 10% down | $20,455 | $184,099 | $1,238 | $77 | $357 | $1,672 | $71,700 |
| 5% down | $10,228 | $194,326 | $1,307 | $81 | $357 | $1,745 | $74,800 |
| 3.5% down (FHA) | $7,159 | $200,849 | $1,351 | $90 | $357 | $1,799 | $77,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Brownsville metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Val Verde County | $204,781 | -4.3% | 1.43% |
| Brewster County | $204,943 | -4.8% | 1.13% |
| Calhoun County | $204,106 | +1.5% | 1.26% |
| Jeff Davis County | $205,283 | -0.5% | 0.6% |
| Houston County | $203,663 | +0.4% | 0.84% |
| Matagorda County | $205,845 | +0.7% | 1.35% |
| San Patricio County | $206,055 | +1.2% | 1.49% |
| Jackson County | $206,297 | -1.6% | 1.02% |
| Delta County | $201,862 | +0.1% | 0.95% |
| Lamar County | $201,796 | +1.3% | 0.87% |
Frequently asked questions
What is the average home price in Cameron County, TX?
The typical home value in Cameron County is $204,554 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cameron County?
About $62,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cameron County?
The median effective rate is 1.5% of home value a year (Census ACS 2024 5-year estimates).