Brownsville, TX home prices
Typical home $204,552 · +1.3% in a year · income needed $62,500
The Brownsville, TX metro area ranks 618 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.3% in a year and +24.1% over five years. With 20% down at 7.11%, the typical home costs about $1,458 a month including 1.5% property tax (Cameron County rate).
Mortgage on the typical Brownsville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,910 | $163,642 | $1,101 | $0 | $357 | $1,458 | $62,500 |
| 10% down | $20,455 | $184,097 | $1,238 | $77 | $357 | $1,672 | $71,700 |
| 5% down | $10,228 | $194,325 | $1,307 | $81 | $357 | $1,745 | $74,800 |
| 3.5% down (FHA) | $7,159 | $200,847 | $1,351 | $90 | $357 | $1,799 | $77,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Brownsville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cameron County, TX | $204,554 | +1.3% | 1.5% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Brownsville?
The typical home in the Brownsville, TX metro area is worth $204,552 (Zillow, September 2026).
What salary do you need to buy a house in Brownsville?
About $62,500 a year for the typical home with 20% down at 7.11%.