Lamar County, Texas home prices
Typical home $201,796 · +1.3% in a year · property tax 0.87%
The typical home in Lamar County is worth $201,796, 32% less than the Texas typical home ($296,424). Values changed +1.3% in the past year and +11.1% over five years. Homeowners here pay a median 0.87% of their home's value in property tax each year ($1,758 on the typical home), versus 1.32% statewide.
Mortgage on the typical Lamar County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,359 | $161,437 | $1,086 | $0 | $247 | $1,333 | $57,100 |
| 10% down | $20,180 | $181,617 | $1,222 | $76 | $247 | $1,545 | $66,200 |
| 5% down | $10,090 | $191,706 | $1,290 | $80 | $247 | $1,617 | $69,300 |
| 3.5% down (FHA) | $7,063 | $198,141 | $1,333 | $89 | $247 | $1,670 | $71,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Paris metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Delta County | $201,862 | +0.1% | 0.95% |
| Menard County | $201,702 | +6.3% | 1.95% |
| Sabine County | $201,342 | +3.1% | 0.82% |
| Clay County | $200,720 | +2.5% | 1.27% |
| Panola County | $200,567 | +3.6% | 0.79% |
| Crane County | $200,382 | +1.3% | 1.04% |
| Houston County | $203,663 | +0.4% | 0.84% |
| Calhoun County | $204,106 | +1.5% | 1.26% |
| Cameron County | $204,554 | +1.3% | 1.5% |
| Val Verde County | $204,781 | -4.3% | 1.43% |
Frequently asked questions
What is the average home price in Lamar County, TX?
The typical home value in Lamar County is $201,796 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lamar County?
About $57,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lamar County?
The median effective rate is 0.87% of home value a year (Census ACS 2024 5-year estimates).