Paris, TX home prices
Typical home $201,792 · +1.3% in a year · income needed $57,100
The Paris, TX metro area ranks 629 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.3% in a year and +11.0% over five years. With 20% down at 7.11%, the typical home costs about $1,333 a month including 0.87% property tax (Lamar County rate).
Mortgage on the typical Paris home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,358 | $161,434 | $1,086 | $0 | $247 | $1,333 | $57,100 |
| 10% down | $20,179 | $181,613 | $1,222 | $76 | $247 | $1,545 | $66,200 |
| 5% down | $10,090 | $191,703 | $1,290 | $80 | $247 | $1,617 | $69,300 |
| 3.5% down (FHA) | $7,063 | $198,137 | $1,333 | $89 | $247 | $1,669 | $71,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Paris area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lamar County, TX | $201,796 | +1.3% | 0.87% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Paris?
The typical home in the Paris, TX metro area is worth $201,792 (Zillow, September 2026).
What salary do you need to buy a house in Paris?
About $57,100 a year for the typical home with 20% down at 7.11%.