Mount Pleasant, TX home prices
Typical home $221,131 · -1.1% in a year · income needed $65,300
The Mount Pleasant, TX metro area ranks 568 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.1% in a year and +7.2% over five years. With 20% down at 7.11%, the typical home costs about $1,523 a month including 1.2% property tax (Titus County rate).
Mortgage on the typical Mount Pleasant home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,226 | $176,904 | $1,190 | $0 | $333 | $1,523 | $65,300 |
| 10% down | $22,113 | $199,018 | $1,339 | $83 | $333 | $1,754 | $75,200 |
| 5% down | $11,057 | $210,074 | $1,413 | $88 | $333 | $1,833 | $78,600 |
| 3.5% down (FHA) | $7,740 | $217,125 | $1,461 | $98 | $333 | $1,891 | $81,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Mount Pleasant area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Titus County, TX | $225,677 | -1.5% | 1.2% |
| Camp County, TX | $209,609 | -0.1% | 1.1% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Mount Pleasant?
The typical home in the Mount Pleasant, TX metro area is worth $221,131 (Zillow, September 2026).
What salary do you need to buy a house in Mount Pleasant?
About $65,300 a year for the typical home with 20% down at 7.11%.