Titus County, Texas home prices
Typical home $225,677 · -1.5% in a year · property tax 1.2%
The typical home in Titus County is worth $225,677, 24% less than the Texas typical home ($296,424). Values changed -1.5% in the past year and +9.0% over five years. Homeowners here pay a median 1.2% of their home's value in property tax each year ($2,719 on the typical home), versus 1.32% statewide.
Mortgage on the typical Titus County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,135 | $180,542 | $1,215 | $0 | $339 | $1,554 | $66,600 |
| 10% down | $22,568 | $203,110 | $1,366 | $85 | $339 | $1,790 | $76,700 |
| 5% down | $11,284 | $214,394 | $1,442 | $89 | $339 | $1,871 | $80,200 |
| 3.5% down (FHA) | $7,899 | $221,590 | $1,491 | $100 | $339 | $1,930 | $82,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Mount Pleasant metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nueces County | $225,135 | +0.6% | 1.59% |
| Coryell County | $224,581 | +0.7% | 1.36% |
| Tom Green County | $227,293 | -4.6% | 1.29% |
| Freestone County | $227,480 | -2.3% | 0.94% |
| Navarro County | $227,542 | +1.7% | 1.2% |
| Jack County | $228,017 | +0.0% | 0.98% |
| Nacogdoches County | $223,276 | +5.0% | 0.83% |
| Taylor County | $228,744 | +9.9% | 1.37% |
| Hill County | $229,092 | +0.7% | 1.16% |
| Callahan County | $221,876 | +8.3% | 0.91% |
Frequently asked questions
What is the average home price in Titus County, TX?
The typical home value in Titus County is $225,677 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Titus County?
About $66,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Titus County?
The median effective rate is 1.2% of home value a year (Census ACS 2024 5-year estimates).