Jack County, Texas home prices
Typical home $228,017 · +0.0% in a year · property tax 0.98%
The typical home in Jack County is worth $228,017, 23% less than the Texas typical home ($296,424). Values changed +0.0% in the past year and +3.2% over five years. Homeowners here pay a median 0.98% of their home's value in property tax each year ($2,227 on the typical home), versus 1.32% statewide.
Mortgage on the typical Jack County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,603 | $182,414 | $1,227 | $0 | $300 | $1,527 | $65,400 |
| 10% down | $22,802 | $205,216 | $1,380 | $86 | $300 | $1,766 | $75,700 |
| 5% down | $11,401 | $216,617 | $1,457 | $90 | $300 | $1,847 | $79,200 |
| 3.5% down (FHA) | $7,981 | $223,887 | $1,506 | $101 | $300 | $1,907 | $81,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.98% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Navarro County | $227,542 | +1.7% | 1.2% |
| Freestone County | $227,480 | -2.3% | 0.94% |
| Tom Green County | $227,293 | -4.6% | 1.29% |
| Taylor County | $228,744 | +9.9% | 1.37% |
| Hill County | $229,092 | +0.7% | 1.16% |
| Titus County | $225,677 | -1.5% | 1.2% |
| Hardin County | $230,858 | +2.2% | 1.09% |
| Nueces County | $225,135 | +0.6% | 1.59% |
| Coryell County | $224,581 | +0.7% | 1.36% |
| Nacogdoches County | $223,276 | +5.0% | 0.83% |
Frequently asked questions
What is the average home price in Jack County, TX?
The typical home value in Jack County is $228,017 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jack County?
About $65,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jack County?
The median effective rate is 0.98% of home value a year (Census ACS 2024 5-year estimates).