Victoria, TX home prices
Typical home $220,045 · +1.4% in a year · income needed $66,900
The Victoria, TX metro area ranks 572 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.4% in a year and +13.5% over five years. With 20% down at 7.11%, the typical home costs about $1,562 a month including 1.46% property tax (Victoria County rate).
Mortgage on the typical Victoria home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,009 | $176,036 | $1,184 | $0 | $377 | $1,562 | $66,900 |
| 10% down | $22,004 | $198,040 | $1,332 | $83 | $377 | $1,792 | $76,800 |
| 5% down | $11,002 | $209,043 | $1,406 | $87 | $377 | $1,871 | $80,200 |
| 3.5% down (FHA) | $7,702 | $216,059 | $1,453 | $97 | $377 | $1,928 | $82,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Victoria area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Victoria County, TX | $216,406 | +1.3% | 1.46% |
| Goliad County, TX | $268,136 | +3.2% | 0.94% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Victoria?
The typical home in the Victoria, TX metro area is worth $220,045 (Zillow, September 2026).
What salary do you need to buy a house in Victoria?
About $66,900 a year for the typical home with 20% down at 7.11%.