Gregg County, Texas home prices
Typical home $221,780 · +0.3% in a year · property tax 1.16%
The typical home in Gregg County is worth $221,780, 25% less than the Texas typical home ($296,424). Values changed +0.3% in the past year and +24.8% over five years. Homeowners here pay a median 1.16% of their home's value in property tax each year ($2,582 on the typical home), versus 1.32% statewide.
Mortgage on the typical Gregg County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,356 | $177,424 | $1,194 | $0 | $326 | $1,520 | $65,100 |
| 10% down | $22,178 | $199,602 | $1,343 | $83 | $326 | $1,752 | $75,100 |
| 5% down | $11,089 | $210,691 | $1,417 | $88 | $326 | $1,831 | $78,500 |
| 3.5% down (FHA) | $7,762 | $217,763 | $1,465 | $98 | $326 | $1,889 | $81,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Longview metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Callahan County | $221,876 | +8.3% | 0.91% |
| Presidio County | $221,257 | -0.0% | 1.24% |
| Nacogdoches County | $223,276 | +5.0% | 0.83% |
| Shelby County | $219,980 | -4.8% | 1.01% |
| Coryell County | $224,581 | +0.7% | 1.36% |
| Nueces County | $225,135 | +0.6% | 1.59% |
| Titus County | $225,677 | -1.5% | 1.2% |
| Victoria County | $216,406 | +1.3% | 1.46% |
| Tom Green County | $227,293 | -4.6% | 1.29% |
| Freestone County | $227,480 | -2.3% | 0.94% |
Frequently asked questions
What is the average home price in Gregg County, TX?
The typical home value in Gregg County is $221,780 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Gregg County?
About $65,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Gregg County?
The median effective rate is 1.16% of home value a year (Census ACS 2024 5-year estimates).