Orange County, Texas home prices
Typical home $188,637 · +3.5% in a year · property tax 1.24%
The typical home in Orange County is worth $188,637, 36% less than the Texas typical home ($296,424). Values changed +3.5% in the past year and -1.8% over five years. Homeowners here pay a median 1.24% of their home's value in property tax each year ($2,341 on the typical home), versus 1.32% statewide.
Mortgage on the typical Orange County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,727 | $150,909 | $1,015 | $0 | $289 | $1,305 | $55,900 |
| 10% down | $18,864 | $169,773 | $1,142 | $71 | $289 | $1,502 | $64,400 |
| 5% down | $9,432 | $179,205 | $1,206 | $75 | $289 | $1,570 | $67,300 |
| 3.5% down (FHA) | $6,602 | $185,220 | $1,246 | $83 | $289 | $1,619 | $69,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Beaumont metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hidalgo County | $188,974 | -0.4% | 1.62% |
| Moore County | $187,666 | +4.0% | 1.3% |
| Brown County | $186,630 | -0.1% | 1.11% |
| Jasper County | $185,799 | -3.5% | 0.97% |
| Uvalde County | $185,698 | -6.6% | 1.44% |
| Ward County | $185,065 | -0.7% | 0.64% |
| Yoakum County | $183,995 | -4.6% | 0.94% |
| Bowie County | $194,510 | +2.3% | 1.18% |
| Young County | $180,983 | -1.4% | 1.11% |
| Reeves County | $178,752 | +5.0% | 1.08% |
Frequently asked questions
What is the average home price in Orange County, TX?
The typical home value in Orange County is $188,637 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Orange County?
About $55,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Orange County?
The median effective rate is 1.24% of home value a year (Census ACS 2024 5-year estimates).