Young County, Texas home prices
Typical home $180,983 · -1.4% in a year · property tax 1.11%
The typical home in Young County is worth $180,983, 39% less than the Texas typical home ($296,424). Values changed -1.4% in the past year and +20.8% over five years. Homeowners here pay a median 1.11% of their home's value in property tax each year ($2,015 on the typical home), versus 1.32% statewide.
Mortgage on the typical Young County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,197 | $144,787 | $974 | $0 | $258 | $1,232 | $52,800 |
| 10% down | $18,098 | $162,885 | $1,096 | $68 | $258 | $1,422 | $60,900 |
| 5% down | $9,049 | $171,934 | $1,157 | $72 | $258 | $1,487 | $63,700 |
| 3.5% down (FHA) | $6,334 | $177,705 | $1,195 | $80 | $258 | $1,534 | $65,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.11% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Reeves County | $178,752 | +5.0% | 1.08% |
| Yoakum County | $183,995 | -4.6% | 0.94% |
| Ward County | $185,065 | -0.7% | 0.64% |
| Sterling County | $176,839 | -2.8% | 1.29% |
| Jefferson County | $176,616 | +4.1% | 1.53% |
| Uvalde County | $185,698 | -6.6% | 1.44% |
| Jasper County | $185,799 | -3.5% | 0.97% |
| Brown County | $186,630 | -0.1% | 1.11% |
| Polk County | $174,922 | -4.6% | 0.9% |
| Limestone County | $174,480 | -2.1% | 1.19% |
Frequently asked questions
What is the average home price in Young County, TX?
The typical home value in Young County is $180,983 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Young County?
About $52,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Young County?
The median effective rate is 1.11% of home value a year (Census ACS 2024 5-year estimates).