Beaumont, TX home prices
Typical home $186,305 · +3.8% in a year · income needed $57,200
The Beaumont, TX metro area ranks 693 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.8% in a year and +3.4% over five years. With 20% down at 7.11%, the typical home costs about $1,334 a month including 1.53% property tax (Jefferson County rate).
Mortgage on the typical Beaumont home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,261 | $149,044 | $1,003 | $0 | $331 | $1,334 | $57,200 |
| 10% down | $18,630 | $167,674 | $1,128 | $70 | $331 | $1,529 | $65,500 |
| 5% down | $9,315 | $176,989 | $1,191 | $74 | $331 | $1,596 | $68,400 |
| 3.5% down (FHA) | $6,521 | $182,930 | $1,231 | $82 | $331 | $1,644 | $70,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Beaumont area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jefferson County, TX | $176,616 | +4.1% | 1.53% |
| Orange County, TX | $188,637 | +3.5% | 1.24% |
| Hardin County, TX | $230,858 | +2.2% | 1.09% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Beaumont?
The typical home in the Beaumont, TX metro area is worth $186,305 (Zillow, September 2026).
What salary do you need to buy a house in Beaumont?
About $57,200 a year for the typical home with 20% down at 7.11%.