Hidalgo County, Texas home prices
Typical home $188,974 · -0.4% in a year · property tax 1.62%
The typical home in Hidalgo County is worth $188,974, 36% less than the Texas typical home ($296,424). Values changed -0.4% in the past year and +28.4% over five years. Homeowners here pay a median 1.62% of their home's value in property tax each year ($3,057 on the typical home), versus 1.32% statewide.
Mortgage on the typical Hidalgo County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,795 | $151,179 | $1,017 | $0 | $349 | $1,366 | $58,600 |
| 10% down | $18,897 | $170,077 | $1,144 | $71 | $349 | $1,564 | $67,000 |
| 5% down | $9,449 | $179,525 | $1,208 | $75 | $349 | $1,632 | $69,900 |
| 3.5% down (FHA) | $6,614 | $185,551 | $1,248 | $84 | $349 | $1,681 | $72,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the McAllen metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Orange County | $188,637 | +3.5% | 1.24% |
| Moore County | $187,666 | +4.0% | 1.3% |
| Brown County | $186,630 | -0.1% | 1.11% |
| Jasper County | $185,799 | -3.5% | 0.97% |
| Uvalde County | $185,698 | -6.6% | 1.44% |
| Ward County | $185,065 | -0.7% | 0.64% |
| Yoakum County | $183,995 | -4.6% | 0.94% |
| Bowie County | $194,510 | +2.3% | 1.18% |
| Young County | $180,983 | -1.4% | 1.11% |
| Angelina County | $198,763 | -1.2% | 1.09% |
Frequently asked questions
What is the average home price in Hidalgo County, TX?
The typical home value in Hidalgo County is $188,974 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hidalgo County?
About $58,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hidalgo County?
The median effective rate is 1.62% of home value a year (Census ACS 2024 5-year estimates).