Bowie County, Texas home prices
Typical home $194,510 · +2.3% in a year · property tax 1.18%
The typical home in Bowie County is worth $194,510, 34% less than the Texas typical home ($296,424). Values changed +2.3% in the past year and +3.7% over five years. Homeowners here pay a median 1.18% of their home's value in property tax each year ($2,290 on the typical home), versus 1.32% statewide.
Mortgage on the typical Bowie County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,902 | $155,608 | $1,047 | $0 | $288 | $1,335 | $57,200 |
| 10% down | $19,451 | $175,059 | $1,178 | $73 | $288 | $1,539 | $65,900 |
| 5% down | $9,725 | $184,784 | $1,243 | $77 | $288 | $1,608 | $68,900 |
| 3.5% down (FHA) | $6,808 | $190,987 | $1,285 | $86 | $288 | $1,659 | $71,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Texarkana metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Angelina County | $198,763 | -1.2% | 1.09% |
| Hidalgo County | $188,974 | -0.4% | 1.62% |
| Crane County | $200,382 | +1.3% | 1.04% |
| Orange County | $188,637 | +3.5% | 1.24% |
| Panola County | $200,567 | +3.6% | 0.79% |
| Clay County | $200,720 | +2.5% | 1.27% |
| Sabine County | $201,342 | +3.1% | 0.82% |
| Moore County | $187,666 | +4.0% | 1.3% |
| Menard County | $201,702 | +6.3% | 1.95% |
| Lamar County | $201,796 | +1.3% | 0.87% |
Frequently asked questions
What is the average home price in Bowie County, TX?
The typical home value in Bowie County is $194,510 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bowie County?
About $57,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bowie County?
The median effective rate is 1.18% of home value a year (Census ACS 2024 5-year estimates).